Price Reduction - Waterfront - Primary on Main
Address
270 Rock Island Ridge, Mineral, VA
Price
$ 2,395,000
Property Attributes
- MLS#VALA2010450
- TypeSingle Family
- Listing Status ACTIVE
- CountyLOUISA
- CityMineral
- NeighborhoodRock Island Landing
- Zip23117
- StyleContemporary,Craftsman
- Year Built2024
- Taxes$ 14384
- Price$ 2,395,000
- Bedrooms5
- Full Bathrooms5
- Half Bathrooms1
- Sqr Footage6487
- Lot Size1.29 Acres
Data Source:
Bright MLS
Property Description
Welcome to 270 Rock Island Ridge, an exceptional luxury waterfront home in Rock Island Landing, a highly sought-after community on the private side of Lake Anna. From the moment you arrive, the home makes an impression with its beautiful setting, welcoming covered front porch, manicured grounds, and glimpses of the water beyond. Built in 2024 and offering nearly 6,500 finished square feet on 1.29 acres, this 5-bedroom, 5.5-bath home brings together quality, space, thoughtful upgrades, and the Lake Anna lifestyle. Once inside and the lake immediately becomes part of the home. The main level opens into expansive, light-filled living spaces with large windows drawing your attention straight to the water. The gourmet kitchen anchors the space with upgraded countertops, generous cabinetry, a large island, double ovens, and a butler's pantry. Just off the pantry is a wet bar, perfectly positioned for entertaining. The kitchen flows into the dining and living areas, allowing the lake views to remain front and center whether you're cooking, gathering around the table, or relaxing with guests. Continue outside to the screened-in deck, finished with upgraded composite decking and positioned to take full advantage of the waterfront setting. With access from both the dining area and the main-level primary suite, it becomes a natural extension of the homea place for morning coffee, dinner overlooking the lake, or unwinding at the end of the day. The main level also includes an office, mudroom, laundry room, attached 2 car garage, and primary suite, creating the convenience of main-level living. Upstairs, three additional bedrooms each have their own full bath, providing exceptional privacy for family and guests. The elevated position brings another dimension to the property, with incredible waterfront views from the upper level and bedrooms that feel connected to the lake below. The fully finished walkout lower level is where the scale of this home really comes to life. With approximately 2,600 finished square feet, there is tremendous room for entertaining, recreation, and future possibilities. The open layout currently provides expansive family, game, and gathering areas along with an additional bedroom and full bath, and plenty of space to create additional rooms or customize areas to fit your needs. The walkout design leads directly outside, creating an easy transition from the entertainment level to the lawn and waterfront. Follow the property down to a private beach, and your own composite dock and boathouse. The dock is already equipped with an electric boat lift, electricity, water, additional storage, refrigerator, making days on the lake effortless. From here, take in the wide waterfront views, launch the boat for an afternoon on the private side, swim from your own shoreline, or settle in on the dock as the sun goes down. The owners have continued to upgrade the property with a whole-house water treatment system, alarm system, EV charging outlet, sealed asphalt driveway, additional storage, primary closet and pantry shelving, window shutters and shades, washer and dryer, and more. The home is beautifully appointed with designer furnishings selected specifically for its elevated lake-house style. The furnishings and dock furniture are available at an agreed price, offering the opportunity to purchase a luxury Lake Anna home that is truly ready to enjoy from day one. High-speed internet is available. Investors: short-term rentals are permitted, adding flexibility for use as a full-time residence, second home, or investment property. Rental projections are available in the MLS Documents section. From the moment you arrive, through every level of the home, and all the way down to the water, 270 Rock Island Ridge was made for living Lake Anna well.
| Price History | |
|---|---|
| 8/15/2026 | Listed $2,495,000 |
| 9/1/2026 | 5$2,395,000 |
General Features
| Living Area | 6487 |
|---|---|
| Sewer | On Site Septic |
| Heating | Forced Air,Other |
| Cooling | Central A/C |
| Utilities | Propane |
| Possession | Settlement |
| Roof | Architectural Shingle,Metal |
| Zoning | R2 |
| HOA Fee | 1000.00 |
| Garage Spaces | 2.00 |
| Association Fee Includes | Common Area Maintenance,Pier/Dock Maintenance,Other |
| Architectural Style | Contemporary,Craftsman,Other |
| Security Features | Exterior Cameras |
| Construction Materials | Advanced Framing,HardiPlank Type |
| School District | LOUISA COUNTY PUBLIC SCHOOLS |
| Year Built | 2024 |
| View | Lake |
| Levels | 3 |
| Tax Year | 2025 |
| Ownership | Fee Simple |
| Cool Fuel | Electric,Other |
| Waterfront Features | Private Dock Site |
| Accessibility | None |
| Assoc Fee Paid Per | Annually |
| County | LOUISA |
| New Construction | No |
| Property Type | Residential |
| Association Amenities | Boat Ramp,Pier/Dock,Water/Lake Privileges,Other |
| HOA | Yes |
| Subdivision Name | ROCK ISLAND LANDING |
| Garage Y/N | Yes |
| Water Access Y/N | Yes |
| Other Structures | Above Grade,Below Grade |
| Full Baths | 5 |
| Status | ACTIVE |
| Directions | From the intersection of Rt. 208 and Kentucky Springs Rd (Rt. 652),take Kentucky Springs Rd approximately 6 miles. Turn right onto Elk Creek Rd and continue approximately 1 mile. Turn right into Rock |
| City | MINERAL |
| Body of Water | Lake Anna |
| Disclosures | Prop Disclosure |
| Association Name | ROCK ISLAND LANDING OWNERS ASSOCIATION,INC |
| Senior Community Y/N | No |
| Lot Size Units | Square Feet |
| Lot Size Square Feet | 56062.00 |
| Tax Assessed Value | 2198000.0 |
| Tax Annual Amount | 14384.0 |
| Property Condition | Excellent |
| Structure Type | Detached |
| Condo/Coop Association fee Y/N | No |
| Bathrooms Full Main Level | 1 |
| Bathrooms Count Main Level | 2.00 |
| Price Per Sq Ft Total AG | 616.16 |
| Vacation Rental Y/N | No |
| Virtual Tour | https://kuula.co/share/collection/7TVDF?logo=0&info=0&fs=1&vr=1&sd=1&initload=0&thumbs=1 |
| Total SQFT | 6695 |
| Location Type | Lake |
| Standard Status | Active |
| Year Built Source | Assessor |
| Tax Lot | 38 |
Interior Features
| Interior Amenities | Bar,Bathroom - Walk-In Shower,Butlers Pantry,Dining Area,Floor Plan - Open,Kitchen - Gourmet,Primary Bath(s),Recessed Lighting,Upgraded Countertops,Walk-in Closet(s),Other |
|---|---|
| Heating Fuel | Electric,Natural Gas,Other |
| Basement | Daylight,Full,Fully Finished,Interior Access,Improved,Walkout Level |
| Hot Water | Electric |
| Basement (Y/N) | Yes |
| Heating Y/N | Yes |
| Fireplace Y/N | No |
| Above Grade Finished Area | 3887 |
| Half Baths | 1 |
| Central Air Y/N | Yes |
| Total Bedrooms | 5 |
| Below Grade Finished Area | 2600 |
| Room Type | Game Room,Family Room,Foyer,Great Room,Laundry,Mud Room,Office,Utility Room |
| Main Level Bedrooms | 1 |
| Below Grade Finished Area Unit Type | Square Feet |
| LivingAreaSource | Assessor |
| Laundry Type | Main Floor |
| Below Grade Unfin Area Units | Square Feet |
| Below Grade Unfin SQFT | 208 |
| Below Grade Unfin SQFT Source | Assessor |
| Below Grade Finished Area Source | Assessor |
| Bedrooms Count All Lower Levels | 1 |
| Bedrooms Count All Upper Levels | 3 |
| Bedrooms Count Lower Level 1 | 1 |
| Bedrooms Count Upper Level 1 | 3 |
| Bathrooms Half Main Level | 1 |
| Bathrooms Full Upper Level 1 | 3 |
| Bathrooms Full Lower Level 1 | 1 |
| Bathrooms Full All Upper Levels | 3 |
| Bathrooms Full All Lower Levels | 1 |
| Bathrooms Count Upper Level 1 | 3.00 |
| Bathrooms Count Lower Level 1 | 1.00 |
| Bathrooms Count All Upper Levels | 3 |
| Bathrooms Count All Lower Levels | 1 |
| Above Grade Finished Area Source | Assessor |
| Above Grade Finished Area Unit Type | Square Feet |
| Total Baths | 6 |
Exterior Features
| Exterior Amenities | Private Beach |
|---|---|
| Pool | No Pool |
| Parking Features | Asphalt Driveway |
| Lot Features | Premium |
| Water Source | Well |
| Total Parking Spaces | 2 |
| Garage Features | Garage - Front Entry,Inside Access |
| Type of Parking | Driveway,Attached Garage |
| Land Use Code | 2 |
| Foundation Details | Slab |
| Water View Y/N | Yes |
| Lot Size Acres | 1.29 |
| Water Body Type | Lake |
| Lot Size Source | Assessor |
| Waterfront Y/N | Yes |
| Water Access Features | Boat - Powered,Canoe/Kayak,Fishing Allowed,Personal Watercraft (PWC),Private Access,Private Beach,Seaplane Permitted,Sail,Swimming Allowed,Waterski/Wakeboard |
| Number of Docks | 1 |
| Navigable Water Y/N | Yes |
| Number of Slips | 1 |
| Water Oriented Y/N | Yes |
| # of Attached Garage Spaces | 2 |
| Dock/Slip Conveys YN | Yes |
| Dock Type and Features | Private,Hoist/Lift Electric,Material - Composite |
Room Details
| Room | Dimensions | Level | Flooring | Details |
|---|---|---|---|---|
| Family Room | Lower 1 | |||
| Foyer | Main | |||
| Game Room | Lower 1 | |||
| Great Room | Lower 1 | |||
| Laundry | Main | |||
| Mud Room | Main | |||
| Office | Main | |||
| Utility Room | Lower 1 |
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
Property vs Single Family Average in 23117
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Taxes
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